 |
|
Loan Consolidation | Top Companies: This Week's Reviews |
|
|
| Services Offered: Loan Consolidation |
|
| Company Overview: Credit Solutions was founded in 2003, and since its inception has managed over $1.2 billion in debt for consumers. Their more than 650 employees have served over 70,000 employees since their beginnings in 2003. |
|
| Our Review: Credit Solutions offers great services to consumers who are struggling with debt. They have tons of information for consumers and a great customer service department. Their web site is simple and easy to use, so any consumer can use it. |
|
| User Review: I went to Credit Solutions after seeing a special about them on TV. I have a bad habit of spending more than I can afford, and it finally caught up with me. I went to the Credit Solutions web site and they helped me get back on track without having to file bankruptcy. |
|
|
|
| Services Offered:
Loan consolidation, home loans, auto loans, refinance
loans, and credit card services. |
|
| Company Overview:
Bank of Internet began in 1999 and is headquartered in
San Francisco, CA. They offer flexible internet banking
options for consumers who need an alternative to
traditional banking and lending. Bank of Internet
operates strictly online from their headquarters, which
saves on overhead. They then pass these savings on to
their lending customers. |
|
| Our Review: Bank
of Internet is a great resource for people looking to
consolidate their debts. They have many different
lending solutions tailored to the individual need of
each consumer. They also are able to offer low rates by
operating online only. Their website is simple to
navigate and well designed. |
|
|
|
 |
Other Top Companies for Loan Consolidation : |
|
|
|
|
 |
| How To Select The Best Company For Loan Consolidation |
|
Deciding to consolidate your debt is an important decision. If you are in over your head with financial problems, however, it may seem like your only way out of the hole you’ve fallen into. Many people jump to conclusions and think that bankruptcy is their only option when they can't pay their bills, or turn to any method they can to find a way out of financial crises. However, in the past two or three decades, the number of lenders who offer loan consolidation programs has grown exponentially. Loan consolidation is a great alternative to bankruptcy because it does not affect your credit as negatively, if at all. You can either find a company that will counsel you and help you make budgets and learn to handle your finances, or you can find companies that will offer you a loan to encompass all of your current debt, so that you have one affordable payment. You need to inform yourself of the difference between credit counseling, loan consolidation and debt settlement. Credit counseling will help you with your finances; loan consolidation will get you a new loan to pay off your old debt, while debt settlement will cost you money to have people settle your bills for you. You need to ensure that you do the research and get all the facts about loan consolidation before you make your decision. Then you need to research the companies that you're looking at using for your loan consolidation and make sure that they are legitimate companies. You also need to compare the rates and fees you will be charged, to ensure you are getting the best deal on your loan consolidation. Once you've done the research and decided what will work for you, loan consolidation can be accomplished fairly easily, and shouldn’t be a scary process for anyone.
|
 |
|
 |
